As the Fall season begins, our patients ask us to remind them to schedule their cleaning/exam appointment or their treatment appointment so they may have time to utilize their 2021 insurance benefits and/or their healthcare flexible spending account.
Dental Insurance Benefits: Did you know?
- Your dental insurance policy allows for a certain dollar amount of coverage to be provided each year.
- If your maximum coverage benefit is not used during the year, you lose those benefits because unused coverage does not carry over to the next year.
We know how busy families are today, but by coming in for a regular dental cleaning/exam or having recommended treatment done, you may avoid future complications that could cause you to exceed future dental benefits.
If you haven’t used up your insurance benefits for the year and have been diagnosed with treatment or have had only one cleaning this year, we encourage you to make an appointment before the end of the year. Contact us so we can help you plan for your future dental needs.
If you are uncertain about the status of your dental benefits, we will be happy to contact your carrier on your behalf. We hope you find this reminder helpful.
Maximize Your Insurance Benefits Before Year-End
As the year draws to a close, it’s important to take full advantage of your dental insurance benefits. Many plans offer a set annual maximum, and any unused portion of that benefit typically expires at the end of the year. If you’ve been putting off needed treatments or cleanings, now is the perfect time to schedule an appointment and make sure you don’t miss out on the coverage you’ve already paid for. By doing so, you can make the most of your plan and avoid paying out-of-pocket for services that could otherwise be covered.
Flexible Spending Accounts (FSAs)
In addition to using your dental insurance benefits, you may also have funds in your healthcare Flexible Spending Account (FSA) that will expire at the end of the year. FSAs enable you to allocate pre-tax funds for medical costs, including dental treatments. If you have unused funds, scheduling a cleaning or treatment before the year ends is a smart way to use your FSA dollars. Not only will this help you maintain your oral health, but it can also prevent you from losing that money when the year resets.
Avoid Future Complications and Costly Procedures
Regular dental exams and cleanings play a crucial role in maintaining your oral health and catching problems early. By coming in for your annual visit now, you may prevent minor issues from developing into more serious, and often more expensive, treatments. This proactive approach could help you avoid unexpected costs in the new year while ensuring your smile remains healthy. Additionally, addressing issues early may also help you stay within your remaining benefits and avoid hitting your out-of-pocket maximums in the future.
Take Advantage of Preventive Care
Preventive care is not just about cleanings—it also includes exams that help identify potential issues such as cavities, gum disease, and oral cancer. These conditions are often easier and less expensive to treat when caught early. If you’re due for your cleaning and exam, now is the perfect time to take care of your smile before the year ends. Preventive care is key to ensuring that your teeth and gums stay in top condition, and scheduling your appointment will help you stay on track with your oral health goals.
Treatment Plans and Scheduled Appointments
If you’ve already been diagnosed with a treatment need—such as fillings, crowns, or root canals—be sure to use your insurance benefits before they expire. Completing any needed treatments before the new year starts will help you maximize your benefits and avoid having to pay for them entirely out of pocket next year. We can also work with you to create a treatment plan that fits within your remaining coverage, making sure you get the care you need without unnecessary financial stress.
Start the New Year with a Beautiful Healthy Smile
Scheduling your dental appointment before the year ends not only helps you use your benefits but also sets you up for a great start to the new year. By staying on top of your dental care, you’re setting a strong foundation for your oral health in the months to come. Taking the time now to get the care you need can help ensure you don’t encounter preventable issues later. A healthy smile can make all the difference, and we’re here to help you keep yours shining bright into the new year.
Dental Insurance Benefits: Contact Us Today
CALL US TODAY to schedule your appointment at 757-496-0993 or request an appointment online.
With best wishes for continued good dental health,
The team at Beach Dental Center
