As the Fall season begins, our patients ask us to remind them to schedule their cleaning/exam appointment or their treatment appointment so they may have time to utilize their 2020 insurance benefits and/or their healthcare flexible spending account.
Did you know?
- Your dental insurance policy allows for a certain dollar amount of coverage to be provided each year.
- If your maximum coverage benefit is not used during the year, you lose those benefits, because unused coverage does not carry over to the next year.
We know how busy families are today, but by coming in for a regular dental cleaning/exam or by having recommended treatment done, you may avoid future complications that could cause you to exceed future dental benefits.
Use It or Lose It
With the end of the year approaching, it’s important to make the most of your dental insurance benefits before they expire. Most insurance plans operate on a “use it or lose it” basis, meaning any unused benefits will not roll over into the next year. By scheduling your dental cleaning, exam, or treatment now, you can avoid leaving money on the table and ensure your oral health is in top shape.
Prioritize Preventive Care
Fall is the perfect time to prioritize preventive care. Regular dental cleanings and exams not only help you maintain a healthy smile but also allow your dentist to identify and address potential issues before they worsen. If you’ve been postponing your routine visit, now is the time to act. Remember, preventive care is typically covered by most insurance plans, so there’s no reason to delay.
Maximize Your Flexible Spending Account
If you have a healthcare flexible spending account (FSA), don’t forget that these funds often expire at the end of the year. Many dental treatments, including cleanings, fillings, and crowns, are eligible expenses under FSA guidelines. Check your balance and schedule any necessary appointments to ensure your hard-earned money doesn’t go to waste.
Beat the Holiday Rush
With the busy holiday season just around the corner, our appointment slots fill up quickly. Scheduling your dental care now not only secures your spot but also ensures you won’t miss out on using your remaining 2020 benefits. Our team is here to help you find a convenient time that works for you and your family.
Avoid Costly Delays
Putting off necessary dental treatment can lead to more significant problems down the road. Addressing issues like cavities, gum disease, or tooth sensitivity promptly can save you time, discomfort, and expense in the future. Take advantage of your current benefits to complete any recommended treatments and protect your oral health.
We’re Here to Help
As the year wraps up, it’s a great time to schedule any dental treatments you may have been putting off. By utilizing your remaining insurance benefits now, you can avoid losing out on coverage that won’t carry over into the next year. Whether it’s a routine check-up, a filling, or other dental care, taking action today helps you stay on track with your oral health and makes the most of your benefits before they reset. Our team is here to ensure you don’t miss out on any opportunity for care.
Navigating dental insurance and FSA rules can be tricky, but you don’t have to do it alone. Our knowledgeable team is here to answer your questions, help you understand your benefits, and guide you in making the most of your coverage. If you haven’t used up your insurance benefits for the year, and you have diagnosed treatment or have had only one cleaning this year, we encourage you to make an appointment before the end of the year. Contact us so we can help you plan for your future dental needs.
If you are uncertain about the status of your dental benefits, we will be happy to contact your carrier on your behalf. We hope you find this reminder helpful, and we can’t wait to hear from you!
