As the fall season begins, our patients ask us to remind them to schedule their cleaning/exam appointment or their treatment appointment so they may have time to utilize their 2023 dental benefits and/or their healthcare flexible spending account.
Did you know?
- Your dental insurance policy allows for a certain dollar amount of coverage to be provided each year.
- If your maximum coverage benefit is not used during the year, you lose those benefits because unused coverage does not carry over to the next year.
We know how busy families are today, but by coming in for a regular dental cleaning/exam or having recommended treatment done, you may avoid future complications that could cause you to exceed future dental benefits.
When Should I Schedule an Appointment to Use My Remaining Dental Benefits?
With the end of the year quickly approaching, it’s best to schedule an appointment as soon as possible. This is a good time to schedule more expensive and involved dental treatments, especially if you’ve already met your annual deductible.
If you require extensive dental work but are close to hitting your annual maximum, your dentist may offer to divide treatments between the current year and the upcoming year, when your benefits are renewed.
If you haven’t used up your insurance benefits for the year and have been diagnosed with treatment or have had only one cleaning this year, we encourage you to make an appointment before the end of the year. Contact us so we can help you plan for your future dental needs.
If you are uncertain about the status of your dental benefits, we will be happy to contact your carrier on your behalf. We hope you find this reminder helpful!
Why Use Your Flexible Spending Account Now?
Many patients forget that healthcare flexible spending accounts (FSAs) can also be applied toward dental care. FSAs operate on a “use-it-or-lose-it” basis, meaning any unused funds by the end of the year are forfeited. Scheduling necessary dental treatments now allows you to maximize these funds while maintaining your oral health.
Addressing Outstanding Treatment Plans
If you’ve previously discussed a treatment plan with your dentist but haven’t yet scheduled it, now is the perfect time to revisit those plans. Whether it’s fillings, crowns, or periodontal care, completing treatment before the end of the year ensures you make the most of your remaining benefits while taking proactive steps to preserve your smile.
The Benefits of End-of-Year Cleanings
Even if your teeth feel fine, a cleaning and exam at the end of the year is an excellent way to maintain oral health and identify potential issues early. Regular dental checkups help to prevent gum disease, cavities, and other concerns that could result in more complex treatments in the future.
Avoiding the Holiday Rush
The closer it gets to the end of the year, the more difficult it becomes to schedule appointments. Many patients realize late in the season that they need to use their benefits or flexible spending accounts, leading to limited availability. Booking now ensures you secure a convenient time and avoid the holiday rush.
Prioritizing Long-Term Savings
Using your insurance benefits and flexible spending accounts before the year ends isn’t just about avoiding waste—it’s about long-term savings. Preventive care and timely treatments can reduce the need for more extensive, costly procedures down the road, keeping your dental health and finances in check.
Dental Benefits: Contact Us Today
CALL US TODAY to schedule your appointment about your dental benefits at 757-496-0993 or request an appointment online.
With best wishes for continued good dental health,
The team at Beach Dental Center
